Terms of Service

1. Overview

These Terms govern your use of KoFocus Bloomworks courses, content, and community features, including properties associated with kofocus.click. By accessing or using our services, you agree to these Terms.

2. Accounts

1. You are responsible for your account credentials and all activity under your account.
2. You must be at least 16 years old to create an account.
3. Provide accurate information and keep it updated.

3. Payments and Refunds

1. Course prices are listed in USD. Taxes may apply.
2. All sales are final unless otherwise stated; we may consider reasonable refund requests within 7 days if less than 10% of content is consumed.
3. Chargebacks for valid purchases may result in account suspension.

4. Intellectual Property

All course content, materials, and brand assets are owned or licensed by KoFocus Bloomworks. You receive a personal, non-transferable license to access content for your own learning. Do not copy, resell, or publicly distribute materials.

5. Acceptable Use

• Be respectful and constructive in community spaces.
• No harassment, spam, or unlawful content.
• Do not attempt to reverse engineer or abuse site features.

6. Disclaimers

We provide educational content without guarantees of specific financial or business outcomes. Use judgment and adapt to your local regulations, venues, and safety requirements.

7. Limitation of Liability

To the extent permitted by law, KoFocus Bloomworks will not be liable for indirect, incidental, or consequential damages. Our aggregate liability will not exceed the amounts you paid in the 12 months before the claim.

8. Termination

We may suspend or terminate access for violations of these Terms. You may stop using services at any time.

9. Changes

We may update these Terms. Material changes will be announced with a new effective date.

10. Contact

Questions? Email [email protected] or call +1 (415) 555-0138.